Privacy Policy

Last updated: January 29, 2026

This Privacy Policy describes Our policies and procedures on the collection, use and disclosure of Your information when You use the Service and tells You about Your privacy rights and how the law protects You.

We use Your Personal Data to provide and improve the Service. By using the Service, You agree to the collection and use of information in accordance with this Privacy Policy.

Interpretation and Definitions

Interpretation

The words whose initial letters are capitalized have meanings defined under the following conditions. The following definitions shall have the same meaning regardless of whether they appear in singular or in plural.

Definitions

For the purposes of this Privacy Policy:

Account means a unique account created for You to access our Service or parts of our Service.
Affiliate means an entity that controls, is controlled by, or is under common control with a party, where "control" means ownership of 50% or more of the shares, equity interest or other securities entitled to vote for election of directors or other managing authority.
Company (referred to as either "the Company", "We", "Us" or "Our" in this Privacy Policy) refers to Stock Loan Data - Advanced Data Analysis & Visualization.
Cookies are small files that are placed on Your computer, mobile device or any other device by a website, containing the details of Your browsing history on that website among its many uses.
Country refers to: Illinois, United States
Device means any device that can access the Service such as a computer, a cell phone or a digital tablet.
Personal Data (or "Personal Information") is any information that relates to an identified or identifiable individual.

We use "Personal Data" and "Personal Information" interchangeably unless a law uses a specific term.
Service refers to the Website.
Service Provider means any natural or legal person who processes the data on behalf of the Company. It refers to third-party companies or individuals employed by the Company to facilitate the Service, to provide the Service on behalf of the Company, to perform services related to the Service or to assist the Company in analyzing how the Service is used.
Usage Data refers to data collected automatically, either generated by the use of the Service or from the Service infrastructure itself (for example, the duration of a page visit).
Website refers to Stock Loan Data - Advanced Data Analysis & Visualization, accessible from https://stockloandata.com.
You means the individual accessing or using the Service, or the company, or other legal entity on behalf of which such individual is accessing or using the Service, as applicable.

Collecting and Using Your Personal Data

Types of Data Collected

Personal Data

While using Our Service, We may ask You to provide Us with certain personally identifiable information that can be used to contact or identify You. Personally identifiable information may include, but is not limited to:

Usage Data

Usage Data is collected automatically when using the Service.

Usage Data may include information such as Your Device's Internet Protocol address (e.g. IP address), browser type, browser version, the pages of our Service that You visit, the time and date of Your visit, the time spent on those pages, unique device identifiers and other diagnostic data.

When You access the Service by or through a mobile device, We may collect certain information automatically, including, but not limited to, the type of mobile device You use, Your mobile device's unique ID, the IP address of Your mobile device, Your mobile operating system, the type of mobile Internet browser You use, unique device identifiers and other diagnostic data.

We may also collect information that Your browser sends whenever You visit Our Service or when You access the Service by or through a mobile device.

Tracking Technologies and Cookies

We use Cookies and similar tracking technologies to track the activity on Our Service and store certain information. Tracking technologies We use include beacons, tags, and scripts to collect and track information and to improve and analyze Our Service. The technologies We use may include:

Cookies or Browser Cookies. A cookie is a small file placed on Your Device. You can instruct Your browser to refuse all Cookies or to indicate when a Cookie is being sent. However, if You do not accept Cookies, You may not be able to use some parts of our Service.
Web Beacons. Certain sections of our Service and our emails may contain small electronic files known as web beacons (also referred to as clear gifs, pixel tags, and single-pixel gifs) that permit the Company, for example, to count users who have visited those pages or opened an email and for other related website statistics (for example, recording the popularity of a certain section and verifying system and server integrity).

Cookies can be "Persistent" or "Session" Cookies. Persistent Cookies remain on Your personal computer or mobile device when You go offline, while Session Cookies are deleted as soon as You close Your web browser.

Where required by law, we use non-essential cookies (such as analytics cookies) only with Your consent. You can withdraw or change Your consent at any time using Our cookie preferences tool (if available) or through Your browser/device settings. Withdrawing consent does not affect the lawfulness of processing based on consent before its withdrawal.

We use both Session and Persistent Cookies for the purposes set out below:

Necessary / Essential Cookies

Type: Session Cookies

Administered by: Us

Purpose: These Cookies are essential to provide You with services available through the Website and to enable You to use some of its features. They help to authenticate users and prevent fraudulent use of user accounts. Without these Cookies, the services that You have asked for cannot be provided, and We only use these Cookies to provide You with those services.
Cookies Policy / Notice Acceptance Cookies

Type: Persistent Cookies

Administered by: Us

Purpose: These Cookies identify if users have accepted the use of cookies on the Website.
Functionality Cookies

Type: Persistent Cookies

Administered by: Us

Purpose: These Cookies allow Us to remember choices You make when You use the Website, such as remembering your login details or language preference. The purpose of these Cookies is to provide You with a more personal experience and to avoid You having to re-enter your preferences every time You use the Website.

For more information about the cookies we use and your choices regarding cookies, please visit our Cookies Policy or the Cookies section of Our Privacy Policy.

Google Analytics

We use Google Analytics, a web analytics service provided by Google LLC ("Google"), to help us understand how visitors use Our Service and to improve user experience.

How Google Analytics Works

Google Analytics uses cookies and similar technologies to collect information about Your use of Our Service. The information collected by Google Analytics typically includes:

Pages You visit on Our Service
Time spent on each page
How You arrived at Our Service (referral source)
What You clicked on while visiting Our Service
Your approximate geographic location (country, city)
Your browser type and version
Your device type and operating system
Your screen resolution
Your IP address (anonymized by default)

Purpose of Google Analytics

We use Google Analytics data to:

Understand which features and content are most valuable to users
Identify technical issues and improve Service performance
Analyze user behavior patterns and optimize the user experience
Track the effectiveness of Our Service and measure engagement
Make data-driven decisions about future feature development

Data Collection and Retention

Google Analytics collects data automatically when You visit Our Service. This data is:

Anonymized: We have enabled IP anonymization, which means Google Analytics anonymizes Your IP address as soon as technically feasible.
Aggregated: Google Analytics data is aggregated and used to generate statistical reports about Service usage.
Retained: Google Analytics data is retained for 26 months by default, after which it is automatically deleted.
Not Personally Identifiable: We do not combine Google Analytics data with any personally identifiable information unless You provide it explicitly (such as through a contact form).

Data Sharing

Google Analytics data is processed by Google on Our behalf. Google may use this data in accordance with Google's own privacy policies. We do not share Google Analytics data with other third parties except as aggregated, anonymized statistics.

Your Control Over Google Analytics

You have several options to control or opt out of Google Analytics tracking:

Browser Settings: You can configure Your browser to refuse cookies or alert You when cookies are being sent. However, this may affect Your ability to use certain features of Our Service.
Google Analytics Opt-Out Browser Add-on: Google provides a free browser add-on that prevents Google Analytics from collecting data about Your website visits. Download it at: https://tools.google.com/dlpage/gaoptout
Do Not Track Signals: We honor Do Not Track (DNT) and Global Privacy Control (GPC) signals. When these are enabled in Your browser, We will not load Google Analytics.
Cookie Consent Tool: If We provide a cookie consent banner, You can manage Your analytics preferences through that tool.

Google's Privacy Policy

For more information about how Google collects and processes data through Google Analytics, please review:

Google's Privacy Policy: https://policies.google.com/privacy
How Google Uses Data When You Use Our Partners' Sites or Apps: https://policies.google.com/technologies/partner-sites
Google Analytics Terms of Service: https://marketingplatform.google.com/about/analytics/terms/us/

Google Analytics and Data Transfer

Google Analytics may transfer and process Your data in countries outside Your country of residence, including the United States. By using Our Service, You consent to the transfer of Your information to Google's servers as described in Google's privacy policies.

Use of Your Personal Data

The Company may use Personal Data for the following purposes:

To provide and maintain our Service, including to monitor the usage of our Service.
To manage Your Account: to manage Your registration as a user of the Service. The Personal Data You provide can give You access to different functionalities of the Service that are available to You as a registered user.
To contact You: To contact You by email, telephone calls, SMS, or other equivalent forms of electronic communication, such as a mobile application's push notifications regarding updates or informative communications related to the functionalities, products or contracted services, including the security updates, when necessary or reasonable for their implementation.
To manage Your requests: To attend and manage Your requests to Us.
For business transfers: We may use Your Personal Data to evaluate or conduct a merger, divestiture, restructuring, reorganization, dissolution, or other sale or transfer of some or all of Our assets, whether as a going concern or as part of bankruptcy, liquidation, or similar proceeding, in which Personal Data held by Us about our Service users is among the assets transferred.
For other purposes: We may use Your information for other purposes, such as data analysis, identifying usage trends, and to evaluate and improve our Service and your experience.

We may share Your Personal Data in the following situations:

With Service Providers: We may share Your Personal Data with Service Providers to monitor and analyze the use of our Service, to contact You.
For business transfers: We may share or transfer Your Personal Data in connection with, or during negotiations of, any merger, sale of Company assets, financing, or acquisition of all or a portion of Our business to another company.
With Affiliates: We may share Your Personal Data with Our affiliates, in which case we will require those affiliates to honor this Privacy Policy. Affiliates include Our parent company and any other subsidiaries, joint venture partners or other companies that We control or that are under common control with Us.
With other users: If Our Service offers public areas, when You share Personal Data or otherwise interact in the public areas with other users, such information may be viewed by all users and may be publicly distributed outside.
With Your consent: We may disclose Your Personal Data for any other purpose with Your consent.

Retention of Your Personal Data

The Company will retain Your Personal Data only for as long as is necessary for the purposes set out in this Privacy Policy. We will retain and use Your Personal Data to the extent necessary to comply with our legal obligations (for example, if We are required to retain Your data to comply with applicable laws), resolve disputes, and enforce our legal agreements and policies.

Where possible, We apply shorter retention periods and/or reduce identifiability by deleting, aggregating, or anonymizing data. Unless otherwise stated, the retention periods below are maximum periods ("up to") and We may delete or anonymize data sooner when it is no longer needed for the relevant purpose. We apply different retention periods to different categories of Personal Data based on the purpose of processing and legal obligations:

Account Information
- User Accounts: retained for the duration of your account relationship plus up to 24 months after account closure to handle any post-termination issues or resolve disputes.
Usage Data
- Website analytics data (cookies, IP addresses, device identifiers): up to 24 months from the date of collection, which allows us to analyze trends while respecting privacy principles.
- Server logs (IP addresses, access times): up to 24 months for security monitoring and troubleshooting purposes.

Usage Data is retained in accordance with the retention periods described above, and may be retained longer only where necessary for security, fraud prevention, or legal compliance.

We may retain Personal Data beyond the periods stated above for different reasons:

Legal obligation: We are required by law to retain specific data (e.g., financial records for tax authorities).
Legal claims: Data is necessary to establish, exercise, or defend legal claims.
Your explicit request: You ask Us to retain specific information.
Technical limitations: Data exists in backup systems that are scheduled for routine deletion.

You may request information about how long We will retain Your Personal Data by contacting Us.

When retention periods expire, We securely delete or anonymize Personal Data according to the following procedures:

Deletion: Personal Data is removed from Our systems and no longer actively processed.
Backup retention: Residual copies may remain in encrypted backups for a limited period consistent with our backup retention schedule and are not restored except where necessary for security, disaster recovery, or legal compliance.
Anonymization: In some cases, We convert Personal Data into anonymous statistical data that cannot be linked back to You. This anonymized data may be retained indefinitely for research and analytics.

Transfer of Your Personal Data

Your information, including Personal Data, is processed at the Company's operating offices and in any other places where the parties involved in the processing are located. It means that this information may be transferred to — and maintained on — computers located outside of Your state, province, country or other governmental jurisdiction where the data protection laws may differ from those from Your jurisdiction.

Where required by applicable law, We will ensure that international transfers of Your Personal Data are subject to appropriate safeguards and supplementary measures where appropriate. The Company will take all steps reasonably necessary to ensure that Your data is treated securely and in accordance with this Privacy Policy and no transfer of Your Personal Data will take place to an organization or a country unless there are adequate controls in place including the security of Your data and other personal information.

Delete Your Personal Data

You have the right to delete or request that We assist in deleting the Personal Data that We have collected about You.

Our Service may give You the ability to delete certain information about You from within the Service.

You may update, amend, or delete Your information at any time by signing in to Your Account, if you have one, and visiting the account settings section that allows you to manage Your personal information. You may also contact Us to request access to, correct, or delete any Personal Data that You have provided to Us.

Please note, however, that We may need to retain certain information when we have a legal obligation or lawful basis to do so.

Disclosure of Your Personal Data

Business Transactions

If the Company is involved in a merger, acquisition or asset sale, Your Personal Data may be transferred. We will provide notice before Your Personal Data is transferred and becomes subject to a different Privacy Policy.

Law enforcement

Under certain circumstances, the Company may be required to disclose Your Personal Data if required to do so by law or in response to valid requests by public authorities (e.g. a court or a government agency).

Other legal requirements

The Company may disclose Your Personal Data in the good faith belief that such action is necessary to:

Comply with a legal obligation
Protect and defend the rights or property of the Company
Prevent or investigate possible wrongdoing in connection with the Service
Protect the personal safety of Users of the Service or the public
Protect against legal liability

Security of Your Personal Data

The security of Your Personal Data is important to Us, but remember that no method of transmission over the Internet, or method of electronic storage is 100% secure. While We strive to use commercially reasonable means to protect Your Personal Data, We cannot guarantee its absolute security.

Your Rights Under GDPR (European Economic Area and United Kingdom)

If You are a resident of the European Economic Area (EEA) or the United Kingdom (UK), You have certain data protection rights under the General Data Protection Regulation (GDPR) and UK GDPR.

Legal Basis for Processing

We process Your Personal Data under the following legal bases:

Consent: Where You have given explicit consent for specific processing activities (e.g., marketing communications, non-essential cookies).
Contract: Where processing is necessary to perform a contract with You or to take steps at Your request before entering into a contract.
Legal Obligation: Where We are required by law to process Your Personal Data.
Legitimate Interests: Where processing is necessary for Our legitimate interests (such as improving Our Service, security, fraud prevention) and Your interests and fundamental rights do not override those interests.

Your GDPR Rights

Under GDPR, You have the following rights:

Right of Access: You have the right to request copies of Your Personal Data that We hold.
Right to Rectification: You have the right to request that We correct any Personal Data You believe is inaccurate or complete information You believe is incomplete.
Right to Erasure (Right to be Forgotten): You have the right to request that We erase Your Personal Data under certain conditions, such as when the data is no longer necessary for the purposes for which it was collected or if You withdraw consent.
Right to Restrict Processing: You have the right to request that We restrict the processing of Your Personal Data under certain conditions, such as when You contest the accuracy of the data or object to processing.
Right to Data Portability: You have the right to request that We transfer Your Personal Data to another organization or directly to You, in a structured, commonly used, and machine-readable format, where technically feasible.
Right to Object: You have the right to object to Our processing of Your Personal Data under certain conditions, including processing based on legitimate interests or for direct marketing purposes.
Right to Withdraw Consent: Where We rely on Your consent to process Personal Data, You have the right to withdraw that consent at any time. Withdrawal of consent does not affect the lawfulness of processing based on consent before its withdrawal.
Right to Lodge a Complaint: You have the right to lodge a complaint with a supervisory authority in the EEA or UK if You believe We have violated Your data protection rights.

How to Exercise Your Rights

To exercise any of Your GDPR rights, please contact Us using the contact information provided in the "Contact Us" section of this Privacy Policy. We will respond to Your request within one month, though this period may be extended by two additional months where necessary, taking into account the complexity and number of requests.

International Data Transfers

Your Personal Data may be transferred to and processed in countries outside the EEA and UK, including the United States. When We transfer Personal Data outside the EEA or UK, We ensure appropriate safeguards are in place, such as:

Standard Contractual Clauses approved by the European Commission
Adequacy decisions by the European Commission regarding the destination country
Other legally approved transfer mechanisms

Automated Decision-Making and Profiling

We do not use Your Personal Data for automated decision-making or profiling that produces legal effects or similarly significantly affects You.

Data Protection Officer

If You have questions about how We process Your Personal Data or wish to exercise Your GDPR rights, You may contact Us at the email address provided in the "Contact Us" section.

Your Rights Under CCPA/CPRA (California Residents)

If You are a California resident, the California Consumer Privacy Act (CCPA) as amended by the California Privacy Rights Act (CPRA) provides You with specific rights regarding Your Personal Information.

Categories of Personal Information We Collect

We may collect the following categories of Personal Information:

Identifiers: IP address, device identifiers, online identifiers, cookie identifiers
Internet or Network Activity: Browsing history, search history, information about Your interaction with Our Service
Geolocation Data: Approximate location derived from IP address
Inferences: Inferences drawn from any of the information listed above to create a profile reflecting Your preferences and characteristics

Sources of Personal Information

We collect Personal Information from the following sources:

Directly from You when You use Our Service
Automatically through cookies and tracking technologies when You visit Our Service

Purposes for Collecting Personal Information

We collect and use Personal Information for the following business and commercial purposes:

To provide and maintain Our Service
To improve and personalize Your experience
To analyze usage and trends
To detect, prevent, and address security issues and fraud
To comply with legal obligations

Disclosure of Personal Information

We may disclose Your Personal Information to the following categories of third parties:

Analytics Providers: We share information with analytics services to understand how users interact with Our Service.
Service Providers: We share information with vendors who perform services on Our behalf.

Sale and Sharing of Personal Information

We do not sell Your Personal Information, and We do not share it for cross-context behavioral advertising or any other purpose that would constitute a "sale" or "sharing" under CCPA/CPRA.

Retention of Personal Information

We retain different categories of Personal Information for different periods as described in the "Retention of Your Personal Data" section of this Privacy Policy.

Your CCPA/CPRA Rights

California residents have the following rights under CCPA/CPRA:

Right to Know: You have the right to request that We disclose:
- The categories of Personal Information We have collected about You
- The categories of sources from which We collected Personal Information
- Our business or commercial purpose for collecting, selling, or sharing Personal Information
- The categories of third parties to whom We disclose Personal Information
- The specific pieces of Personal Information We have collected about You
- If We sold or shared Personal Information, the categories of Personal Information sold or shared and the categories of third parties to whom it was sold or shared
Right to Delete: You have the right to request that We delete Personal Information We have collected from You, subject to certain exceptions.
Right to Correct: You have the right to request that We correct inaccurate Personal Information We maintain about You.
Right to Limit Use of Sensitive Personal Information: While We do not collect or use sensitive Personal Information as defined by CPRA in ways that trigger this right, You may contact Us if You have concerns.
Right to Non-Discrimination: You have the right not to be discriminated against for exercising any of Your CCPA/CPRA rights. We will not deny You goods or services, charge different prices, or provide a different level of quality based solely on Your exercise of privacy rights.

How to Exercise Your CCPA/CPRA Rights

To Submit a Request: You may exercise Your rights to know, delete, or correct by contacting Us using the information in the "Contact Us" section of this Privacy Policy. Please provide sufficient information to allow Us to verify Your identity and process Your request.

Verification Process

To protect Your privacy and security, We will verify Your identity before responding to requests to know, delete, or correct Personal Information. We may request additional information from You to verify Your identity, such as email address or other identifiers We have on file. If You have an account with Us, We may verify Your identity through Your existing account credentials.

Authorized Agents

You may designate an authorized agent to make a request on Your behalf. The authorized agent must provide proof of authorization, and We may require You to verify Your identity directly with Us.

Response Timing

We will respond to verified requests within 45 days of receipt. If We require more time (up to 90 days total), We will inform You of the reason and extension period.

No Sale of Personal Information of Minors

We do not knowingly sell or share the Personal Information of consumers under 16 years of age.

CalOPPA Compliance (California Residents)

The California Online Privacy Protection Act (CalOPPA) requires commercial websites and online services that collect Personal Information from California residents to post a privacy policy and comply with its terms.

Your CalOPPA Rights

Under CalOPPA, California residents have the following rights:

1. Privacy Policy Accessibility

This Privacy Policy is accessible from Our homepage and from any page on Our Service where Personal Information is collected.

2. Notice of Privacy Policy Changes

As stated in the "Changes to this Privacy Policy" section, We will notify You of any changes to this Privacy Policy by:

Posting the updated Privacy Policy on this page
Updating the "Last updated" date at the top of this Privacy Policy
Sending notice via email and/or a prominent notice on Our Service prior to the change becoming effective

3. Information Collection and Disclosure

Our Privacy Policy clearly describes:

What Personal Information We collect
How We collect Personal Information (directly from You and automatically through cookies and tracking technologies)
How We use Personal Information
With whom We share Personal Information
Your choices regarding Personal Information

4. "Do Not Track" Signals

CalOPPA requires Us to disclose how We respond to "Do Not Track" (DNT) browser signals.

We honor Do Not Track signals and do not track, plant cookies, or use advertising when a Do Not Track browser mechanism is in place. Additionally, We recognize and honor Global Privacy Control (GPC) signals as valid opt-out requests for the sale or sharing of Personal Information under CCPA/CPRA.

5. Third-Party Behavioral Tracking

We do not use third-party advertising or behavioral tracking technologies. We only use Google Analytics, as described above, to understand how visitors use Our Service.

Contact Information

If You have questions about Our Privacy Policy or how We handle Your Personal Information under CalOPPA, please contact Us using the information provided in the "Contact Us" section.

Children's Privacy

Our Service does not address anyone under the age of 16. We do not knowingly collect personally identifiable information from anyone under the age of 16. If You are a parent or guardian and You are aware that Your child has provided Us with Personal Data, please contact Us. If We become aware that We have collected Personal Data from anyone under the age of 16 without verification of parental consent, We take steps to remove that information from Our servers.

If We need to rely on consent as a legal basis for processing Your information and Your country requires consent from a parent, We may require Your parent's consent before We collect and use that information.

Links to Other Websites

Our Service may contain links to other websites that are not operated by Us. If You click on a third party link, You will be directed to that third party's site. We strongly advise You to review the Privacy Policy of every site You visit.

We have no control over and assume no responsibility for the content, privacy policies or practices of any third party sites or services.

Changes to this Privacy Policy

We may update Our Privacy Policy from time to time. We will notify You of any changes by posting the new Privacy Policy on this page.

We will let You know via email and/or a prominent notice on Our Service, prior to the change becoming effective and update the "Last updated" date at the top of this Privacy Policy.

You are advised to review this Privacy Policy periodically for any changes. Changes to this Privacy Policy are effective when they are posted on this page.

Contact Us

If you have any questions about this Privacy Policy, You can contact us:

By email: [email protected]